In this discussion, you will have an opportunity to make connections between your prior knowledge and the new content you are learning this week. Use your results from this week’s Build Your Proficiency Diagnostic to provide context for your prior knowledge and consider the new content about paying for college, repaying student loans, and planning and saving for retirement as you respond to the discussion prompt. Also, review the iGrad resources for content about paying for college and repaying loans.Respond to at least three of the following questions in a minimum of 175 words:Identify one concept from the Build Your Proficiency diagnostic from Chapters 10 and 11 that you scored lowest in. How might this concept be important to your personal finances? Why would you want to know more about this?Enter your information into thisRetirement Income Calculatorfrom Bankrate to estimate how much monthly income you may have during retirement (be sure to expand the “Investment returns” section to edit those fields as needed). Enter your current savings information or what you plan to do after graduation. What did the results show you about your retirement? What steps can you take to save and invest in your future now?In the Wk 4 Learning Path, complete Interactive Figure: How Risk Averse Are You? in WileyPLUS. What did the results show?In the Wk 4 Learning Path, complete Interactive Figure: Behavioral Biases and Retirement Planning in WileyPLUS. Which biases did you find influence your decisions?If you are using federal student loans to pay for college, what will your standard monthly payment be? If that amount is not affordable, what options are available to reduce or postpone payments?How might a college education affect your long-term financial plan? Consider future income and loan repayment in your response.

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