Homework 2

1. Briefly explain the tort liability system.
2. Compare and contrast financial responsibility laws and compulsory insurance laws.
3. Explain uninsured and underinsured motorist coverage. Are either of these coverages mandatory? Please explain your answer.
4. What is a no-fault law? What are the three types of no-fault laws and briefly describe each.
5. In Kentucky PIP coverage is provided on auto policies unless you reject it. What is PIP coverage and how does it benefit an individual involved in an accident?

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