In approximately 250 words, answer the question below. Follow APA guideline

After reading Chapter 3 of the text (ERM at MARs, Incorporated),

Respond to questions 1 and 2 on page 57 listed below:

1.What represents the key success factors of the program?

2.What improvements would you make?

(Text Book: Fraser, J., Simkins, B., & Narvaez, K. (2014). Implementing enterprise risk management: Case studies and best practices. John Wiley & Sons.)

Separate documents for each topic and Must use at least two references and citations.for each topic

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