Please answer question in apa format and total word count is 300 words.Source requirement 3 scholarly sources. Make sure response is original there will be a plagiarism check.

In your own words, define what ERM actually is. Then, pick a scholarly work listed in Chapter 2 and briefly describe its philosophy and effects on the practices of ERM. Afterward, complete your Discuss post with a process you would implement into your organization that involved use of the Critical Steps for Value-Added Risk Management on pp. 47-48. Please use scholarly works to support your statements.

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