Chapter  18 presented special risk management issues with Blue Wood Chocolates,  and chapter 19 presented various financial risks at Kilgore Custom  Milling. If Blue Wood Chocolate and Kilgore Custom Milling are to  develop a risk management framework, who should lead the process at each  company? Should a Chief Risk Officer (CRO) be appointed? If so, to whom  should he/she report and have access to? How could smaller companies  without the resources for a dedicated CRO deal with ERM? What is the  role for the board in such a process?To complete this assignment, you must do the following:A) Create a new thread. As indicated above, if  Blue Wood Chocolate and Kilgore Custom Milling are to develop a risk  management framework, who should lead the process at each company?  Should a Chief Risk Officer (CRO) be appointed? If so, to whom should  he/she report and have access to? How could smaller companies without  the resources for a dedicated CRO deal with ERM? What is the role for  the board in such a process?ANSWERALL OF THE QUESTIONSABOVE IN YOUR THREADB)  Select AT LEAST 3 other students’ threads and post substantive comments  on those threads, evaluating the pros and cons of that student’s  recommendations. Your comments should extend the conversation started  with the thread.ALL original posts and comments must be substantive. (I’m looking for about a paragraph – not just “I agree.”)NOTE:  These discussions should be informal discussions, NOT research papers.  If you MUST directly quote a resource, then cite it properly. However, I  would much rather simply read your words.

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